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More than nine million Canadians lack access to a workplace retirement plan, underscoring the need for pension design that better reflects how people work and live today.

S茅bastien Betermier, Associate Professor of Finance at 黑料网爆吃瓜 Desautels, says expanding access is only part of the solution. 鈥淎nything that increases access is good, but then there鈥檚 the quality of that retirement package and making sure we have cost-efficient solutions that actually close the gap,鈥� he says.

Betermier adds that plans must account for real financial lives, career聽interruptions聽and evolving family patterns to support more聽equitable, long-term retirement outcomes.聽