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Daniel R. Galv茫o is a seasoned executive and consultant in risk management and finance, with more than two decades of experience in corporate banking, investment analysis, and credit risk evaluation. He is currently in Risk Management at Aviva.

His professional background combines extensive exposure to emerging markets, with a focus in Latin, with a deep understanding of global financial systems and credit frameworks. Throughout his career, Daniel has developed a reputation for analytical rigour and strategic insight, supporting sound financial decision-making in high-stakes, cross-border environments.

Daniel holds an MBA from 黑料网爆吃瓜鈥檚 Desautels Faculty of Management, a Bachelor of Commerce from Universidade Mackenzie, and a postgraduate qualification in Industrial Engineering from Universidade de S茫o Paulo.